I would prefer if you guys don't use this model for Commercial Use.
You can check out my pixiv where I use my lora to create images.
https://www.pixiv.net/en/users/34413372
made a lora specifically for this lora called Stocking Anarchy (Panty & Stocking with Garterbelt) https://civitai.com/models/360744/stocking-anarchy-panty-and-stocking-with-garterbelt-with
it will make it easier to make pintucks and piping. I haven't tested it on other characters but the lora is not so flexible. use between 0.9-1 strength for the lora.
why I made this lora? for consistency between checkpoints. some model are good at it while other are not. This will make it easier to get what you want.